American Landlord Shares his Landlord Insurance Tips

One American landlord shares his thoughts on cutting his landlord insurance premiums.

He advises improving fire safety at a renatl property and upgrading security to bring down his landlord insurance premiums.

Read his tips in full here


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How can I get a quote for landlord insurance?

Landlords looking to get landlord insurance actually have a number of different ways they can obtain their quote for landlord insurance.

Most landlord insurance brokers are more than happy to run through a quote for landlord insurance over the phone.

I was also surprised to find out that many landlord insurance brokers are more than happy to receive an emailed pro-forma on a landlords property details. This is particulalrly useful for a landlord with a large portfolio of buy-to-let properties as going through the details of each property when trying to get a quote will be very time consuming.

Increasingly landlord insurance brokers provide an immediate online quote. Simply Business allow a landlord to compare quotes from a number of insurance companies providing landlord insurance.

Landlords can insure against loss of rent

The FT reports that landlords can now insure themselves agsinst loss of rent from tenats. The schemes are typically offered by companies that provide tenant reference services for estate agents, such as Keysafe, Homelet and Experian. They charge a six-monthly or annual premium relative to the rent on the property. Keysafe, for example, charges £75 for six months or £120 for a year to cover up to £10,000 in lost rent and legal fees.

New landlord insurance policy launched for tenant insurance and legal advice for Portfolio landlords

Landlord insurer broker launches new portfolio landlord insurance scheme.

Alan Boswell Insurance one of the longest established landlord insurance brokers has launched a new landlord insurance scheme to target portfolio landlords. The new landlord insurance policy offers landlords FREE legal advice and tenants insurance. Many landlords are increasingly concerned at the sustainability of their rents as tenants become unemployed as a result of the economic slowdown.

This new landlord insurance policy, launched in association with Property Hawk a leading website for landlords with FREE property management software online is available FREE to porfolio landlords with 15 or more properties or over £1 million of landlord insurance cover.

The policy offers:-

* Lost rent up to £25,000 over 12 months (subject to a 1 month rent excess)
* Up to £50,000 in legal advice


The cover costs £7.80 per property with a minimum premium of £126.

All this is FREE to portfolio landlords

The proviso is that each tenant / guarantor is referenced and awarded a PASS by Keysafe (UK) Ltd. This costs £30 a time.


To find out more landlords should contact Alan Boswell Insurance on 0845 6180298